G E N E R A L H O M E I N S P E C T I O N
When you buy a used car, don't you have a mechanic evaluate it? Of course you do. Its the same when buying a house, because, every house will have some defect(s) in it, therefore, it is important to have it evaluated by a certified home inspector so you know what you're getting in to. An inspection can reveal the issues, concerns and defects the house may have, even potential future issues. The inspection will tell you the overall health/condition of the house so you can make an informed decision to buy or walk away.
WHAT SYSTEMS DO WE INSPECT
- EXTERIOR- windows, doors, walkways, siding, foundation, grading, etc.
- ROOF - overall condition, covering type, flashing, skylights, chimney, getters, etc.
- HVAC SYSTEM - A/C compressor, evaporator core, heating, cooling, thermostat, air temperature, etc.
- PLUMBING - sinks, tubs, showers, toilets, piping, water heater, shut off valve, etc.
- ELECTRICAL - electric panels, fuses, breakers, wiring, lighting, outlets, etc.
- INTERIOR - living room, kitchen, bedrooms, bathrooms, closets, etc.
- CRAWLSPACES/BASEMENTS - structure, plumbing, electrical, insulation, etc.
4 - P O I N T H O M E I N S P E C T I O N
Many insurance company's require a 4-Point inspection for dwellings that are 30 years or older. They want to be sure the house they are being asked to insure is not defective. They don't want to pay out any claims soon after the coverage begins. The insurance company requires these four main systems to be inspected when determining coverage:
WHAT ARE THE FOUR POINTS TO BE INSPECTED?
W I N D M I T I G A T I O N I N S P E C T I O N
Wind mitigation utilizes certain building techniques that prevent or at least limit damage caused by severe storms or hurricanes. It focuses on structural and nonstructural ways to protect and strengthen buildings against intense winds and flying debris. Some common features include rated roofing materials, storm shutters, doors and windows.
A wind mitigation inspection documents these features in what's called a "Uniformed Wind Mitigation Verification Inspection Form." This form is used by insurance companies in order to qualify for discounts on your homeowners insurance.
WHAT IS INSPECTED?
- ROOF - type, age, hurricane clips/straps, Nail spacing/size, plywood vs OSB (thickness)
- ENTRY DOOR(s) - hurricane rated/storm shutters
- WINDOWS - hurricane rated/storm shutters
- GARAGE DOOR - hurricane rated
- OPENINGS - windows, doors, skylights